What You Need To Know To Become An Insurance Investigator Florida Guarantors Will Hire

By Jessica Fox


Not all insurance claims are fraudulent. Enough of them are suspicious enough however for policy holders to hire specialists to investigate the claims that raise red flags. If you are looking for an interesting career, and love to solve mysteries, becoming an insurance investigator Florida providers want to hire could be the answer. You can start by getting a good education.

Although a college education is not a requirement, it will certainly give you an advantage. A degree in psychology, criminal justice, business, or a similarly related subject will be a plus. Experience is critical. A background in security would be helpful. You might consider apprenticing yourself to a professional fraud investigator or apply for an internship with a criminal attorney or private detective.

If you like working with statistics, you'll enjoy the part of investigating that involves analyzing automotive, medical, and general claims for the probability of fraud. Old fashioned stakeouts, in combination with online research, are often called for. It's a good bet that, at some point, you will find yourself in a courtroom testifying about your findings in a case involving fraud.

You may feel like you're playing a role in a long running television series when you start surveilling insurers. Surveillance is serious business though. It is one of the best ways to find out if a claimant, who has supposedly suffered serious injuries, is acting in a way consistent with the claims when they think nobody is looking. You'll have to be good at the job to keep from getting caught and charged with harassment.

Social media is the new best friend of fraud investigators. It never ceases to amaze authorities at the stupid ways claimants have of giving away their fraudulent plans. They might post pictures of skiing vacations taken at the exact same time they are claiming they have broken arms or legs. They might even boast about scamming providers.

Doing routine background checks and online research can rout out a lot of fraudulent claims. You might find someone who has filed false claims in the past or has prior convictions for related activities. One of the most common reasons people file false claims is financial difficulties. One way some people try to get out of a financial hole is to sue. If someone you are investigating has done this in the past, it's a good indication it is happening again.

Interviewing skills are a big part of the job. If you enjoy talking and interacting with people, this should be something that comes naturally to you. Solving a case often comes down to talking to all the participants. This can include witnesses, family, friends, as well as the claimant. It might turn out that the claimant was duped by an agent, doctor or mechanic.

This can be a great job for the right person. You may not get rich, but you will learn a lot and meet all kinds of people. You will certainly have plenty of stories to tell your grandchildren.




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