Obtaining A Georgia Insurance License

By Marie Thompson


These days, people take out insurance covers to cover their homes, cars, health, and even their lives. Therefore, if you are looking for a part-time or full-time job, you can choose to start selling premiums. However, to do this in Marietta GA, you require having a valid Georgia insurance license. This shows that you have undergone the training needed, are recognized by the state, and it is proof to your clients that you are not a con artist.

When applying for this document, there are some procedures you will need to follow. Before you even consider filling in any application forms, you need to take pre-licensing classes. Various certified institutions offer these, and can even be made online. The number of hours required will depend on the type of insurance cover you will be selling.

To be sure that the people working in this business are upright individuals, the government requires that candidates get fingerprinted, which will be accompanied by a background check. This step might look inconvenient, but as long as you do have a criminal record, then you do not need to be worried.

After you are done with the classes and have had your fingerprints taken then, you should consider booking your examination. These are standardized across the state, and can be administered at the institution where you took the classes. If you like, you can reserve the date for the exam in person or online. To confirm your identity, you need to carry your ID, military ID, or driving license, as well as a credit card, and these documents should all be up to date.

The payment for this examination is never made in cash. There is the option of paying via your credit or debit card, and in this case, you should pay it two days before the exam date. If you prefer to pay via electronic check, then this will have to be five days before your test. The fees for these classes will vary depending on the institution, but those for the exam are standardized across the state.

After a few weeks, you should know whether you passed your tests, or whether you need to retake it, to move on to the next stage. If you happen to have passed the test, then you may apply for the license. This application is strictly made online. It is advisable to print a copy of the electronic certificate, which you could frame and hang in your office to assure your customers.

Even after you get the certification, you should renew it every year. If you do not do this, it will expire, and you may have to reapply to continue working legitimately. The process of applying will defer, depending on how long ago the license expired. If this happened over two years ago, you have to renew it in person. If it were less than that, you would be required do it online.

It is advisable to have a mentor in the business, who can give you tips and advice, which will make the whole process easier. You should keep in mind that even after you get the license, there are some other short courses you will be required to take to stay updated.




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